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NEED
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WHO'S AT FAULT FOR AN ACCIDENT? |
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 ADVERTISE |
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| WHAT
AN INSURANCE COMPANY MUST COVER? |
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Usually, a person who is liable for an accident -- and therefore his
or her liability insurance company -- must pay an injured person for:
Medical
care and related expenses
Damaged
Property
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- Income
lost because of the accident, because of time spent unable to
work or undergoing treatment for injuries
- Permanent
physical disability or disfigurement
- Loss
of family, social and educational experiences, including missed
school or training, vacation or recreation, or a special event
- Emotional
damages, such as stress, embarrassment, depression or strains
on family relationships [ More ]
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Immediately
after being injured in an accident, you are probably angry, in pain
and maybe a little depressed. |
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But taking some important steps in the first few days after your accident
can make the entire claim process easier on you -- and increase your
chances of receiving all the compensation to which you are entitled.
[ More ]
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| BEFORE
YOU SUE |
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Think
hard before you rush off to the court clerk's office to file a lawsuit.
The idea of victory may tempt you, but as you probably know, lawsuits
can be expensive, time-consuming and emotionally draining. It's far
better to resolve your disputes out of court.
One way to do this is through mediation, discussed below. And there
are other ways to settle disputes without suing, including demanding
payment before you go to court or attempting informal negotiation.
But if all else fails and a lawsuit seems inevitable, you'll want
to be sure you have a good case and prepare yourself well before you
forge ahead. This section contains tips on what to do before you sue.
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